Payments · Field Guide
MVP Fee Structure
The confirmed merchant-facing card, ACH, funding, chargeback, chargeback inquiry, ACH return, merchant minimum, PCI, and platform/on-file fee schedule for the LAWNSNOWAPP MVP.
Contracted payment terms · Read only
MVP Fee Structure
Confirmed merchant pricing for OSBlueprint payment processing. Contracted amounts cannot be edited here.
- Card processing
- 2.9% + $0.30
- Per successful card transaction
- ACH processing
- 1%, no cap
- Per successful ACH transaction
- Funding
- Daily/Gross
- Customer payments are funded on a daily, gross basis; processing fees are billed separately as incurred.
- Customer surcharge
- Not used in MVP
- MVP uses flat-rate processing. OSBlueprint does not add a customer card surcharge.
Fees billed as incurred
Contracted and mandatory when the described event applies.
| Fee | When it applies | Merchant amount |
|---|---|---|
| Chargeback | Per occurrenceApplies each time a payment becomes a chargeback. | $25.00 |
| Chargeback inquiry | Per occurrenceApplies each time a chargeback inquiry is opened. | $15.00 |
| ACH return | Per occurrenceApplies each time an ACH payment is returned. | $15.00 |
| Minimum merchant bill | Minimum billed amountSets the minimum merchant bill when the applicable billed amount would otherwise be lower. | $25.00 |
| PCI non-compliance | When assessedApplies when the merchant is assessed as PCI non-compliant. | $54.95 |
Optional fees
Availability depends on provider approval and configuration. No enrollment status is implied here.
| Fee | When it applies | Merchant amount |
|---|---|---|
| PCI compliance | Monthly per merchantOptional monthly PCI compliance service, subject to provider approval and configuration. | $10.00 |
| Platform/on-file fee | Monthly per merchant locationOptional monthly platform/on-file service for each merchant location, subject to provider approval and configuration. | $20.00 |
Finalized invoices and historical fee records keep the amounts stored when they were issued.
Why LAWNSNOWAPP asks for it
Partners need one clear source for contracted merchant pricing, fee triggers, funding terms, and optional services.
How LAWNSNOWAPP uses it
LAWNSNOWAPP uses this versioned schedule in Settings, the Field Guide, and processing-cost tests. Contracted amounts are read only, optional enrollment is not implied, and finalized historical records keep their stored amounts.
Example
A $100 card transaction uses the contracted 2.9% + $0.30 merchant processing rate; LAWNSNOWAPP does not add that processing cost to the customer as a card surcharge.
If you leave it blank
The confirmed schedule remains the read-only source; there is no merchant amount field to leave blank.
If you change it later
A future confirmed schedule must receive a new effective date and version. It must not reprice finalized historical invoices or fee records.
Financial, compliance, or safety note
Card processing is 2.9% + $0.30, ACH is 1% with no cap, funding is Daily/Gross, and the MVP does not implement surcharging. Optional services depend on provider approval and configuration.
Common mistakes
- Treating contracted amounts as editable settings
- Calling merchant processing cost a customer surcharge
- Assuming an optional service is enrolled without provider-backed status